Life in Nancy-Metz
• Health Insurance
Every student in France, whatever their nationality, must have health and accident insurance.
You can obtain this at the CPAM (Caisse Primaire d’Assurance Maladie or Sécurité Sociale, at 9 Boulevard Joffre in Nancy, Tel: 3646 (inside of France) or +33 811 70 3646 (outside of France). You will need to show proof of health insurance coverage to obtain your identity card, residence permit and other documents.
Enrolment in the French student insurance system will allow you to be reimbursed for up to 70% of medical costs. We recommend that you also purchase additional insurance called a student “mutuelle” which will provide more coverage. This insurance can easily be obtained in Nancy. The two health insurance providers are MGEL (www.mgel.fr) and LMDE (www.lmde.com).
Health insurance can be obtained in your home country before coming to France. You will need to get your European Health card from the Insurance Agency in your home country. It will exempt you from having to register for French health insurance while at the same time providing identical coverage.
If your insurance at home is from a private company, you should obtain a certi!cate of insurance from them. The CPAM in France will then decide if the coverage exempts you from having to register for French health insurance. If it does not, you will have to get French insurance, which costs approximately 200€ per year.
You will have to obtain French student insurance (approximately 200€). You can obtain insurance here at ICN when you register for your student card. Students from the Province of Quebec, Canada should obtain the SE401-Q106 form from the Ministry of Foreign Affairs in Quebec before coming to France. This form will exempt you from having to pay for French student insurance.
You will not be able to obtain French student insurance. However, we recommend that you contact the CPAM. They may be able to provide a type of medical coverage called Couverture Médicale Universelle (CMU).
We recommend that you purchase an additional insurance called a student « mutuelle » which will provide more coverage.